Residential Loan Regulatory Specialist
Company: Disability Solutions
Location: Hales Corners
Posted on: May 6, 2024
Job Description:
At Associated Bank we strive to create an inclusive culture
where different perspectives are valued and recognized as strengths
critical to our success. If you thrive in an environment where your
growth and development are encouraged and supported, then
Associated Bank may be the right place for you.Serve as a subject
matter expert to support front line sales in validating application
input in order to comply with issuance of the LE/Initial Disclosure
package and RESPA Change of Circumstance re-disclosure. Prepare and
issue Preliminary Closing Disclosure which includes gathering fee
and payee information from related third parties such as title
companies and realtors. Participate in the training of other
colleagues, system testing and other projects as assigned. Allocate
work assignments by compiling and disseminating daily reports.
Other responsibilities include, disclosing the appraisal to the
borrower, flood insurance review and validation and reviewing the
accuracy of signatures and dates on initial disclosures. Must be
detail oriented and have a strong sense of urgency in a highly
deadline driven environment. Remain current on all regulatory
guidelines and updates, ensuring any disclosures issued to a
borrower are done in a timely and compliant manner. Specifically,
the TRID (TILA-RESPA Integrated Disclosure) rule.This person
will,
- Prepare and issue Initial Disclosures within 3 days of the
application date. Review documents and validate for accuracy.
Ensure Loan Estimate has correct fees disclosed.
- Review and validate that all application disclosures have been
properly executed with signatures and dates.
- Retrieve appraisal from centralized software system and review
for value and attach appraisal and update loan origination system
accordingly.
- Contact loan officer and loan processor regarding value and
inform of change in value compared to value input on system. Ensure
appraisal is mailed to borrower within 3 days of
receipt.RequirementsEducation
- High School or equivalent combination of education and
experience RequiredExperience
- 2-4 years In a business setting that includes customer service
and office support. Required
- 2-4 years In a financial environment that includes experience
with real estate loans. Knowledge of laws and regulations
applicable to loan programs, closings and real estate transfers.
Required In addition to core traditional benefits, we take pride in
offering benefits for every stage of life.
- Retirement savings including both 401(k) and Pension
plans.
- Paid time off to volunteer in your community.
- Opportunities to connect with others through our
diversity-focused Colleague Resource Groups.
- Competitive salaries with professional development and
advancement opportunities.
- Bonus benefits including well-being programs and incentives,
parental leave, an employee stock purchase plan, military benefits
and much more.
- Personal banking, loan, investment and insurance
benefits.Associated Bank serves more than 120 communities
throughout Wisconsin, Illinois and Minnesota and we consider our
colleagues critical to our continued success. See why our
colleagues continually vote us a best place to work in the Midwest.
Join our community on Facebook, LinkedIn and X.Compliance
StatementAssociated Bank is an equal opportunity employer committed
to creating a diverse workforce. We support a work environment
where colleagues are respected and given the opportunity to perform
to their fullest potential. We consider all qualified applicants
without regard to race, religion, color, sex, national origin, age,
sexual orientation, gender identity, disability or veteran status,
among other factors.Fully complies with all applicable enterprise
policies and procedures. Acts in compliance with all applicable
laws and regulations as outlined in training materials, including
but not limited to Bank Secrecy Act. Responsible for reporting
suspicious activity to Financial Intelligence. Responsible to
report all customer complaints as prescribed and procedure
violations to management or HR.Responsible to report ethical
concerns as needed to Associated Bank's anonymous Ethics
Hotline.Associated Bank provides additional assistance to
individuals with disabilities throughout the application &
interview process. Please contact
leavesandaccommodations@associatedbank.com if you need an
accommodation at any time during the interview process.Associated
Banc-Corp is an Affirmative Action and Equal Opportunity Employer.
Associated Banc-Corp participates in the E-Verify Program. E-Verify
Notice English or Spanish. Know Your Right to Work English or
Spanish.Associated Bank is Pay Transparency compliant.
Keywords: Disability Solutions, Oshkosh , Residential Loan Regulatory Specialist, Other , Hales Corners, Wisconsin
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